401(k) Rollover

Whether you've changed jobs, experienced a job loss or retired,
it's important to make a smart decision regarding your old 401(k).
There are a number of situations where it makes sense to roll your
old 401(k) assets into an IRA.
•        You recently left a job and don't know what to do with your old 401(k).
•        You have multiple 401(k) plans from previous jobs.
•        Your previous 401(k) is overly dependent on one company.

While it takes no effort to leave your old 401(k) where it is, every
day you don't roll it over into an IRA you are missing out on a
number of benefits:

Guidance
Hugh McGuire will help you through every step of the rollover
process, from contacting your former employer to helping you
select the right choices for you.

Freedom
Enjoy a wider range of investment options that allow you to
diversify your portfolio in the way that will make you feel most
comfortable.

Flexibility
You may need access to cash immediately but don't want to cash
out all of your retirement savings. A Rollover IRA allows you to
take a full or partial IRA distribution at any time. (Withdrawals may be subject to surrender charges, current income tax and if taken prior to age 591/2, an additional 10% federal penalty tax.) 


Did you know? Taking cash distribution may have a long-term
impact on your retirement savings.